Rental Insurance Coverage Guide
At RevyCar, we offer flexible insurance options to give you the level of protection that works best for your needs and budget. Whether you want full coverage or plan to use your own insurance, this guide will help you understand what’s included, what’s required, and how to make the best choice for your trip.
🔒 Coverage Option 1: Basic Coverage
$9.99/day | $2,500 Deductible | $1500 Deposit Required
Affordable, entry-level coverage ideal for confident drivers who are comfortable with a higher deductible.
What’s Covered:
- Collision damage (e.g., accidents or impact with vehicles/objects)
- Theft, vandalism, fire, weather-related damage
What You Pay if There’s Damage:
Up to $2,500 per incident
✅ Coverage Option 2: Enhanced Coverage
$24.99/day | $300 Deductible | $300 Deposit Required
A great balance of coverage and peace of mind. Lower out-of-pocket risk and more protection. Also includes windshield damage coverage.
What’s Covered:
- Collision damage (e.g., accidents or impact with vehicles/objects)
- Theft, vandalism, fire, weather-related damage
- Windshield and glass damage
What You Pay if There’s Damage:
Up to $300 per incident
⭐ Coverage Option 3: Premium Coverage
$34.99/day | $75 Deductible | $100 Deposit Required
Our highest level of protection with the lowest deductible. Designed for renters who want maximum coverage and minimal hassle. Also includes windshield damage coverage.
What’s Covered:
- Collision and comprehensive damage
- Theft, vandalism, fire, weather
- Windshield and glass damage
- Minor cosmetic damage (scratches, paint scuffs, etc.)
What You Pay if There’s Damage:
Up to $75 per incident
🛡️ No Additional Coverage – Use Your Own Insurance
$0/day | $0 Deposit
If you have rental car coverage through your own insurance policy, you may decline RevyCar’s insurance.
Accepted Coverage:
- ICBC RoadStar or RoadStar Plus
- Private auto insurance policies with a rental vehicle endorsement.
- Visit any ICBC broker to apply for Rental Coverage or visit ICBC Rental Coverage
- ICBC Rental Coverage is $9.99/day
Requirements:
- You must provide valid proof of insurance at vehicle pickup
- Policy must clearly cover rental cars in British Columbia
What You Pay if There’s Damage:
You are 100% responsible for all damages and associated costs. This includes:
- Collision and comprehensive damage
- Windshield, glass, and tire damage
- Theft, fire, weather-related loss
- Towing, impound, administrative fees
- Loss of use (daily rental rate while vehicle is unavailable)
🔔 Important: If proof of insurance is not presented at pickup, you will be automatically enrolled in Coverage Option 1 and a $1,500 deposit will be required.
💳 Deposit Overview
| Coverage Option | Daily Rate | Deductible | Deposit Required |
|---|---|---|---|
| Basic Coverage | $9.99 | $2,500 | $1500 |
| Enhanced Coverage | $24.99 | $300 | $300 |
| Premium Coverage | $34.99 | $75 | $100 |
| No Additional Coverage | $0.00 | Full Risk | $0 |
🚘 Need Help Choosing?
If you’re unsure which option is right for you, contact our team — we’re happy to explain your choices and help you select the best fit for your trip.
Credit Card Coverage
If you wish to use your credit card rental coverage, we can accept this as insurance as long as we receive the following:
- Insurance company your credit card uses
- Phone number for said insurance company
- Verification from insurance company your rental is covered
Note: If rental coverage is insufficient from your credit card company, you may be required to pay additional coverage on top of your existing coverage. Coverage requirements vary based on vehicle rented and it’s value.